Bankruptcy Lawyer - Bankruptcy Attorney in southeast Virginia serving the Chapter 13 & Chapter 7 Bankruptcy needs of Hampton Roads - Tidewater region of Virginia, including Virginia Beach, Norfolk, Portsmouth, Chesapeake, Suffolk, Hampton, and Newport News.

We focus on assisting our clients with consumer financial matters, especially consumer bankruptcy.  We consider it an honor to assist our clients who may be experiencing stress from excessive medical debt, credit rate increases,  threatened mortgage foreclosures, eviction proceedings, consumer debt repayments, abusive debt collectors (who may be violating the federal Fair Debt Collection Practices Act), or garnishment and repossession concerns.  We help the consumers of southeast Virginia file bankruptcy in the United States Bankruptcy Court for the Eastern District of Virginia which allows our clients to obtain bankruptcy relief under the United States Bankruptcy Code.  Obtaining bankruptcy relief may:

• Help save your home;
• Help save your car;
• Relieve your stress;
• Prevent a repossession;
• Stop a garnishment;
• Help save your job when garnishment threatens it;
• Stop a civil law suit;
• Help restore your driver license;
• Bring you freedom to answer the phone without being harassed or belittled by abusive debt collectors;
• Restore peace to your day; and/or
• Save your marriage and relationships.

Seeking legal assistance is not always a comfortable experience, which is why we strive to make your experience with our office a pleasant and respectful experience.  We provide unsurpassed personal attention to you, and we believe you will find that our assistance will bring calmness and peace back to your daily routine.

We offer:

1. FREE CONSULTATION
2. PERSONAL ATTENTION.
3. YOU WILL MEET WITH THE ATTORNEY THROUGHOUT YOUR CASE.
4. RESPECT FOR YOUR INTEGRITY.
5. UNDERSTANDING THAT YOUR CIRCUMSTANCES ARE USUALLY BEYOND YOUR IMMEDIATE CONTROL (Over 50% of bankruptcies arise from medical costs, and a majority of the others from job layoffs, wage or hour cutbacks, and divorce).
6. FLEXIBLE APPOINTMENTS - Evenings and Weekends by Appointment.
7. AFFORDABLE ZERO PERCENT PAYMENT PLANS AVAILABLE.
8. CONVENIENTLY LOCATED OFFICE, WITH FREE PARKING.
9. WE ARE A TEAM WITH YOU. WE WILL WORK TOGETHER.
10. OUR PLEDGE TO YOU IS THAT YOU WILL NOT BE TREATED LIKE A NUMBER. 

Among our other services, the Law Office of Michael J. Heath, PLLC, is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.